• The Truth About Down Payments,Mickey Cavazos

    The Truth About Down Payments

    If you’re planning to buy your first home, saving up for all the costs involved can feel daunting, especially when it comes to the down payment. That might be because you’ve heard you need to save 20% of the home’s price to put down. Well, that isn’t necessarily the case.Unless specified by your loa

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  • 3 Key Factors Affecting Home Affordability,Mickey Cavazos

    3 Key Factors Affecting Home Affordability

    Over the past year, a lot of people have been talking about housing affordability and how tight it’s gotten. But just recently, there’s been a little bit of relief on that front. Mortgage rates have gone down since their most recent peak in October. But there’s more to being able to afford a home th

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  • Housing Market Forecast: What’s Ahead for the 2nd Half of 2024,Mickey Cavazos

    Housing Market Forecast: What’s Ahead for the 2nd Half of 2024

    As we move into the second half of 2024, here’s what experts say you should expect for home prices, mortgage rates, and home sales.Home Prices Are Expected To Climb ModeratelyHome prices are forecasted to rise at a more normal pace. The graph below shows the latest forecasts from seven of the most t

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